Net Worth Milestone Tracker

Calculate your current net worth from your assets and liabilities, then see your progress toward a target milestone.

Target Net Worth Milestone ($)

How net worth and progress are calculated

Every row you add is summed into one of two piles, and the milestone bar is a plain ratio against the target you set:

net worth = total assets - total liabilities
progress  = net worth / target × 100

The page opens with three example rows: $50,000 of retirement accounts, $10,000 of cash and $2,000 of credit card debt. That is $60,000 of assets less $2,000 of debt, so net worth is $58,000, and against the $500,000 milestone the progress line reads 11.6%. Add a $320,000 house and a $240,000 mortgage and net worth becomes $138,000, or 27.6%.

Filling it in

Enter liabilities as positive numbers. The tool subtracts them for you; typing -2000 into a debt row would add the money back.
Value assets at what they would sell for today, not what you paid. For a house that means a current market estimate less the costs of selling, if you want the figure to be honest.
Blank or unnamed rows are harmless. An empty amount counts as 0, and a row with no name is labelled Asset or Liability.
Milestones are nominal. $500,000 in ten years buys less than $500,000 today, so revisit the target as prices move.

There is no delete button. To drop a row, set its amount to 0 - or reload the page, which resets everything to the three examples. Nothing is saved between visits.

Frequently asked questions

Should I include my house in net worth?

Include the market value as an asset and the mortgage balance as a liability, so only your equity counts. Many people also track a second figure without the house, since you cannot spend a kitchen.

Does a car count as an asset?

Yes, at resale value, with any loan on it as a liability. Cars lose value fast, so a car listed at its sticker price will flatter the total for years.

What net worth milestones do people track?

Usually a ladder of round numbers - the first $10,000, then $100,000, then $250,000 - followed by multiples of annual spending once retirement is the goal, such as 10× and 25×.